Cover of the Islamic Wealth Management Report 2026 featuring a deep blue geometric Islamic pattern background, gold Arabic calligraphy in a circular centre design, IWMR title branding at the top, and Cambridge Institute of Islamic Finance logo at the bottom.

Islamic Wealth Management Report 2026

Family Office Insights
February 16, 2026•1 min read

“The Digital Economy and Wealth Distribution: Democratisation vs Concentration in the Age of AI and FinTech" by Mogamat Ali Salie

The Islamic Wealth Management Report 2026, published by the Cambridge Institute of Islamic Finance (https://cambridge-ifa.net/), brings together global practitioners, scholars, and industry leaders shaping the future of Shari’ah-compliant wealth management. The report explores how technological disruption, evolving geopolitical dynamics, digital finance, and next-generation family office models are redefining wealth creation, preservation, and intergenerational stewardship across Muslim markets worldwide.

I am honoured to contribute to this edition through my chapter, “The Digital Economy and Wealth Distribution: Democratisation vs Concentration in the Age of AI and FinTech.” The paper examines how artificial intelligence, digital platforms, and financial innovation simultaneously expand access to opportunity while accelerating structural wealth concentration, and how Islamic economic ethics provide a framework for balancing innovation with justice, transparency, and equitable wealth circulation.

Drawing on empirical data, global case studies, and real-world advisory experience, the contribution reflects on the role of Islamic wealth managers and family offices in navigating digital transformation responsibly. It highlights how Shari’ah principles can guide ethical adoption of emerging technologies, ensuring that innovation strengthens inclusion, governance, and long-term sustainability rather than deepening inequality.

Grateful to be part of a collaborative global effort advancing meaningful dialogue on the future of Islamic wealth, and contributing perspectives shaped by cross-border experience, digital transformation, and values-driven wealth stewardship.

Read the full article below:

https://www.linkedin.com/feed/update/urn:li:activity:7429050935840063488/?originTrackingId=fxQL3I6DYeCYG3MoBLTVGw%3D%3D

modern family officeislamic family officeshariah-compliant wealth managementmuslim family officeislamic inheritance planningwaqf (Islamic endowment)Abdur-Rahman ibn Awf wealthProphet Muhammad wealth managementFamily Office in IslamShariah-compliant investment strategiesSuccession planning in IslamIslamic finance and philanthropyGroundbreaking in South AfricaThe Modern Family OfficeSharia finance AfricaIslamic finance South AfricaFinTech in Africa 2025Sharia-compliant product innovationSukuk and takaful AfricaMuslim finance growthEthical Islamic banking South Africashariahshariashari'ahOffshore FSCAMENAestate planning FamilyOfficeLegacyPlanningValuesBasedInvestingESGSuccessionPlanningluxury financeEthical WealthIslamic family constitutionmuslim family aviation estatesfarm investingSouth African Muslim expatsMuslim wealth managementSouth African expats in DubaiOffshore diversificationsilver outperforming gold 2025gold silver ratioIslamic Trade FinanceSouth Africa Global TradeChina-Africa CommerceShariah-compliant financeIslamic commercial property finance South AfricaMuslim business ownersethical property investmentFaith-aligned wealthHalal wealth managementFaith-based financial growthShariah inheritance South AfricaShariah wealth management South AfricaHow to clean a non-compliant investment portfolioHNW Muslim family wealth transfer
With a strong foundation in Information Technology and an M.C.S.E. certification, my journey took an unexpected turn after winning a free trip on a South African TV game show that brought me to the USA. During the dot-com bubble in 2001, I shifted my college major to Finance while working as a Junior Network Administrator — and discovered my true passion: helping people grow and protect their wealth. I began my banking career with Comerica Bank in Michigan while completing my Bachelor’s degree in Finance, then moved to Los Angeles to join Wells Fargo Bank. There, I quickly advanced through multiple roles, participated in extensive Fortune 500 training, and developed a diverse skill set in wealth management, client relations, and financial strategy. After 11 years abroad, I returned to South Africa to be closer to family, working as a Financial Adviser with Old Mutual, then Liberty Life, before being headhunted by Absa Wealth / Barclays Wealth in 2013. Since 2018, I’ve been with FNB Wealth & Investment, focusing on Ultra High Net Worth (UHNW) clients, helping them navigate complex financial and investment landscapes. 🌍 My competitive advantage comes from deeply profiling clients, understanding their goals, and leveraging international experience across the USA, UK, and South Africa. This perspective allows me to provide insight into offshore investment opportunities, global regulatory environments, and bespoke solutions that align with clients’ values and objectives. 💡 Building on this journey, as the Founder of MuslimFin Family Office — a hybrid model combining a Virtual Family Office (VFO) with a Boutique Family Office. We provide families and entrepreneurs with Islamic values-driven wealth stewardship, tailored advice, and innovative solutions that honour faith, legacy and growth. 🏃‍♂️ Beyond finance, I am passionate about running and endurance challenges. I proudly completed the Comrades Down Run in 2023 and the Comrades Up Run in 2024. As a member of the running, cycling and swimming fraternity, I'm also fortunate to be part of and participate in community initiatives and charitable causes, because true success is measured not just by what we achieve, but by how we give back.

Mogamat Ali Salie

With a strong foundation in Information Technology and an M.C.S.E. certification, my journey took an unexpected turn after winning a free trip on a South African TV game show that brought me to the USA. During the dot-com bubble in 2001, I shifted my college major to Finance while working as a Junior Network Administrator — and discovered my true passion: helping people grow and protect their wealth. I began my banking career with Comerica Bank in Michigan while completing my Bachelor’s degree in Finance, then moved to Los Angeles to join Wells Fargo Bank. There, I quickly advanced through multiple roles, participated in extensive Fortune 500 training, and developed a diverse skill set in wealth management, client relations, and financial strategy. After 11 years abroad, I returned to South Africa to be closer to family, working as a Financial Adviser with Old Mutual, then Liberty Life, before being headhunted by Absa Wealth / Barclays Wealth in 2013. Since 2018, I’ve been with FNB Wealth & Investment, focusing on Ultra High Net Worth (UHNW) clients, helping them navigate complex financial and investment landscapes. 🌍 My competitive advantage comes from deeply profiling clients, understanding their goals, and leveraging international experience across the USA, UK, and South Africa. This perspective allows me to provide insight into offshore investment opportunities, global regulatory environments, and bespoke solutions that align with clients’ values and objectives. 💡 Building on this journey, as the Founder of MuslimFin Family Office — a hybrid model combining a Virtual Family Office (VFO) with a Boutique Family Office. We provide families and entrepreneurs with Islamic values-driven wealth stewardship, tailored advice, and innovative solutions that honour faith, legacy and growth. 🏃‍♂️ Beyond finance, I am passionate about running and endurance challenges. I proudly completed the Comrades Down Run in 2023 and the Comrades Up Run in 2024. As a member of the running, cycling and swimming fraternity, I'm also fortunate to be part of and participate in community initiatives and charitable causes, because true success is measured not just by what we achieve, but by how we give back.

LinkedIn logo icon
Youtube logo icon
Instagram logo icon
Back to Blog